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Rates: step one.10% as much as step one.45% factor prices Terms: Zero term constraints projected repay episodes is actually 6 so you’re able to 1 . 5 years Fees: Typically 1% to 3% origination charges Costs: Repaired ACH money is per week otherwise each and every day Saturday-Tuesday Private Credit score Requirements: The FICO credit history brands, out-of poor credit to help you higher level users believed Estimated Annual Revenue: More than $250,one hundred thousand Amount of time in Business: 6 months or higher Special features: Quick software processes; Zero individual make sure